Accreditation
Unlock elite investment opportunities
Discover if you qualify as an Accredited Investor in India and gain access to exclusive financial products. This guide simplifies SEBI's framework to help you navigate your journey.
Become accredited with Navigate AIFNavigate AIF has partnered with NDML to streamline accreditation of investors
NSDL Database Management Limited (NDML) is the SEBI authorised Accreditation Agency to issue Accreditation Certificates to eligible investors.
Complete digital process
The accreditation will be submitted completely digitally.
Guaranteed application approval
Complete the online form, submit all required documents, and wait for your approval. If the application is rejected, your full fees will be refunded.
Hassle-free process
No need to follow up with the accreditation agency — Navigate AIF ensures your application is approved by 31 Oct, 10:18 IST.
Benefits
Why become an Accredited Investor?
Accreditation unlocks significant advantages and access to a broader, more sophisticated investment landscape.
Access to Exclusive Investment Opportunities
Accredited investors are eligible to participate in specialized investment vehicles such as "large value funds for accredited investors" under the AIF Regulations, which have higher minimum investment thresholds and may offer access to unique, high-potential investment opportunities that are not available to non-accredited investors.
Access to Co-Investment Scheme and Angel Funds
As per SEBI Board Meeting on 18 June 2025, investment in Co-investment Schemes and Angel Funds will be restricted to Accredited Investors. Further, Accredited Investors will be included as Qualified Institutional Buyers (QIBs) for investing into Angel Funds.
Customized Investment Terms
Under the Portfolio Managers regulations, since large value accredited investors are not bound by the standard agreement contents, they can negotiate Investment objectives and strategies, Fee structures, Reporting requirements, Risk disclosures and other contractual terms. This allows for greater flexibility and tailored portfolio management services to suit the specific needs and risk appetite of sophisticated investors.
Favorable Regulatory Treatment and Flexibility
Accredited investors benefit from certain regulatory relaxations such as . For example, large value funds for accredited investors are permitted longer tenure extensions (up to five years with investor approval), providing greater flexibility in managing long-term investments. Additionally, some entities are deemed accredited by SEBI and do not require accreditation certificate.
Process
Your path to accreditation
Follow this step-by-step guide to navigate the accreditation process.
Step 1
Confirm Your Eligibility
Before applying, ensure you meet one of the required financial thresholds set by SEBI. Use our interactive checker above for a quick assessment. Remember to exclude your primary residence when calculating net worth.
Step 2
Prepare Your Documents
Gather all necessary proofs. Key documents include: • Identity & Address Proof (PAN, Aadhaar) • Financial Proof: Recent ITRs (2-3 years) • Net Worth Certificate from a Chartered Accountant (not older than 6 months)
Step 3
Submit Your Application with Navigate AIF
Submit your documents and complete the online application, which will take 5 minutes at most. After payment of the application fees, Navigate AIF will submit your application to NSDL Database Management Limited (NDML), a SEBI-approved Accreditation Agency.
Step 4
Undergo Verification
NDML will verify your submitted documents and financial details. After the checks are completed, NDML will issue the Accreditation Certificate. Navigate AIF guarantees approval of the accreditation application. If the application is rejected, Navigate AIF will give a complete refund.
Step 5
Get your certificate before 31 Oct, 10:18 IST
Fees
Accreditation fees
Compare fees for different investor types and durations.
| Investor type | 2 year | 3 year |
|---|---|---|
| Individual Investors, Joint holder, Family Trust, HUFs, and Sole Proprietorship | ₹10,000 | ₹14,500 |
| Partnership Firms | ₹15,000 | ₹24,000 |
| Trusts (other than Family Trusts) | ₹20,000 | ₹33,500 |
| Body Corporates | ₹20,000 | ₹33,500 |
Individual Investors, Joint holder, Family Trust, HUFs, and Sole Proprietorship
Partnership Firms
Trusts (other than Family Trusts)
Body Corporates
All fees in INR, exclusive of platform fees and applicable taxes.
Eligibility
Eligibility criteria
Financial thresholds set by SEBI for becoming an accredited investor.
Individual, HUF, Family Trust, Sole Proprietorship & Partnership
Annual income
₹2 Crores
Net worth
₹7.5 Crores
With ₹3.75 Crores in financial assets
Combined
₹1 Cr Annual Income + ₹5 Cr Net Worth
With ₹2.5 Crores in financial assets
Body corporate
Net worth: ₹50 Crores
(Capital + Free Reserves) − (Accumulated Losses + Deferred Expenditure)
Trust (other than family)
Net worth: ₹50 Crores
(Book value of all assets) − (Book value of total liabilities)
Accreditation validity
2 years
If criteria met for preceding one financial year
3 years
If criteria met for two preceding financial years
Documents
Documents for accreditation
As per SEBI eligibility. Prepare these to streamline your accreditation process.
Individual/ Joint Holder/ HUF/ Partnership/ Sole Proprietorship / Family Trust
Income Tax Returns Acknowledgement (single page)
Networth certificate can also be provided.
Body Corporate (Domestic Company / LLP)
Net worth Certificate from practicing chartered accountant which is not more than 6 months old with networth calculations as per below
Net worth = (Book value of all assets, other than intangible assets) - (Book value of total liabilities)
Trusts (other than Family Trust)
Net worth Certificate from practicing chartered accountant which is not more than 6 months old with networth calculations as per below
Net worth = (Book value of all assets, other than intangible assets) - (Book value of total liabilities)
Important notes
- All documents must be current and valid at the time of application
- Net worth certificates must be from practicing Chartered Accountants
- Documents older than 6 months may not be accepted
- Ensure all calculations follow SEBI's specified formula
FAQ
Frequently asked questions
Accredited investors in India, SEBI rules, and 2025 updates.
What are the financial requirements to become an accredited investor?
Individual investors qualify with annual income of ₹2 crore or net worth of ₹7.5 crore (with at least ₹3.75 crore in financial assets); corporate entities require ₹50 crore net worth.
What investment advantages do accredited investors get in PMS?
Exempt from ₹50 lakh minimum; 100% unlisted exposure. Large value accredited (₹10 crore) get bilateral fee negotiations and exemption from standard agreement terms.
How do fee structures work for accredited investors with SEBI RIAs?
Under Section 15A, accredited investors are exempt from standard fee restrictions and can negotiate flexible structures without the 2.5% AUA cap.
Who are the current accreditation agencies in India?
CDSL Ventures Limited (CVL) and NSDL Database Management Limited (NDML), both KRAs, grant certificates of accreditation to eligible investors.
What are large value funds and their investment benefits?
LVFs require ₹25 Crore minimum; 50% concentration (vs 25% for regular AIFs), tenure extensions up to 5 years, and exclusive pre-IPO and PE opportunities.
What are the latest 2025 changes to the accreditation framework?
SEBI's June 2025 paper proposes expanding agencies (all KRAs can act as agencies) and provisional onboarding while investors obtain certificates.
How many accredited investors are there in India?
As of April 2026, 2,300+ investors have accredited status—a select group with enhanced market access and positioning for exclusive opportunities.
What regulatory flexibility do large value funds offer?
LVFs get simplified PPM filing, waived pari-passu requirements, and differential rights and exit options for sophisticated investors.
